Umbrella Insurance

Umbrella insurance is a type of liability coverage designed to provide an extra layer of protection beyond the limits of your existing home, auto, or renters insurance policies. It acts as a safeguard when a claim exceeds your standard policy limits, helping protect your assets and future income.

This type of insurance typically covers large liability claims, such as:

• • Bodily injury to others (medical bills, lost wages, legal liability)
• • Property damage to someone else’s home, vehicle, or belongings
• • Personal liability incidents, including accidents on your property
• • Dog bites or injuries caused by household members
• • Legal defense costs, court fees, and settlements
• • Claims such as libel, slander, or false arrest

Standard insurance policies have set liability limits, which can be quickly exceeded in the event of a serious accident or lawsuit. Umbrella insurance helps bridge that gap, ensuring you are not left paying out of pocket. It provides critical financial protection, preserves your assets, and offers peace of mind in situations where the unexpected becomes costly. Contact Turano Insurance, offices in Honesdale and Milford, providing insurance services to nearby area also.