Directors & Officers Liability Insurance

What Is Directors & Officers Liability Insurance?

Directors & Officers insurance provides liability protection for company executives, board members, and officers against claims alleging wrongful acts in managing a business. These claims can come from shareholders, employees, regulators, or competitors and can involve decisions related to finances, operations, hiring, compliance, and more.

What Does Directors & Officers Insurance Typically Cover?

• Protect personal assets of directors and officers
• Cover legal defense costs, settlements, and judgments
• Attract and retain qualified leadership
• Address claims from employees, investors, or regulators
• Strengthen corporate governance and risk management

Why You Should Consider Directors & Officers Insurance

Leadership decisions carry risk. Even well-intentioned actions can lead to legal claims that threaten both personal assets and the financial stability of your organization. Without D&O coverage, executives could be personally liable for decisions made on behalf of the company.